Budget

Breaking Down Our Budget: Automobiles

Over the next few days, I’ll be analyzing our budget categories. Today, I’ll take a look at the ‘Automobiles’ category. Cash Gasoline Gas for car Gas for van Gas for truck   Checking Routine maintenance Oil/Tire rotation car Oil/Tire rotation van Oil/Tire rotation truck   Savings Insurance Annual Premium Deductible   Maintenance Save for maintenance   New Tires Tires for…

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Budget

If You Get Your Paycheck A Few Weeks Early – Be Careful!

My wife is an educator and she normally gets her paycheck on the last day of each month. But, in November and December, she gets her paycheck a couple of weeks early, due to the fact that school will be out for Thanksgiving and Christmas holidays. In the past, we would look forward to this “early money”, because we were…

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Budget

How To Create A Budget If You Have Irregular Income

A reader (I’ll call her Martha) recently emailed: I have a problem – How does one set a budget and plan to pay off debt on a variable income? Can you recommend a budgeting plan for those of us who don’t know exactly what we’ll be making each month? I wish I could get into a routine with my money!…

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