I received a really interesting email question: “NCN, I love your blog. I was wondering, do you ever struggle to stay on budget?” My answer? YES! Even though I consider myself to be a pretty disciplined individual (now), I do struggle with overspending. My wife is the “spender” in the family, but I’m the “nerd” who feels that he “deserves”…
Category: Budget
You Need A Budget Interview With Jesse By NCN
YNAB Personal Budget I have just received a reply from Jesse from the You Need A Budget site. YNAB is one of the sponsors of No Credit Needed, and I wanted to give you an opportunity to learn more about his spread sheet based budgeting plan. I personally use the YNAB system, and I think that you would benefit from…
Simple Simple Simple
Okay, I received an email about my budgeting system. Now, I know that several personal finance bloggers post their actual budgets, but I am not going to do that. I am going to post a very simple, 2 column budget, assuming a 1000 dollar take home. I will use 50 dollars in each category. This IS NOT an actual budget.…