Budget, Slowing Down

Monthly Money Plan

As part of my ongoing efforts to Simplify. Everything. – I have reworked our monthly money plan. Our monthly money plan details our strategies for managing our household finances.  The money plan is very similar to a budget – but it also incorporates the use of a calendar and a filing system. I like for things to be organized.  Our…

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Budget, Debt Reduction

Hit The Brakes – Get Real About Your Debt

This article is step 2 of the Hit The Brakes – Get Real series.  I encourage you to read step 1 – Get Real About Your Expenses. In this series, we’ll examine ways to stop adding to current debt balances, create a basic budget, and begin the process of moving forward with a solid debt reduction plan. Now that you…

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Budget

Hit The Brakes – Get Real About Your Expenses

Being in debt stinks.  For real. I know.  For years I lived with credit card and automobile debt, worried and frustrated.  So, one day, I decided to do something about my debt. I hit the brakes. I stopped – took a look at where I was – and decided to go in a whole new direction. No Credit Needed was…

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