I have decided to do a series of posts, ten in all, exploring the concept of living debt free. This is the second post in that series. Click here to read Living Debt Free – Part 1. Planning For Future Major Purchases If we are going to live debt free, we have to have a solid plan for making future…
Category: Budget
The Revelatory Nature Of The Common Sense Budget
Several years ago, long before No Credit Needed, I actually gave budgeting a shot. I can’t, for the life of me, remember the name of the budgeting tool that I tried to use, but I do remember that it was very, very complicated. After a couple of months trying to make the system work – I just gave up. It…
You Need A Budget – Success Story From NCN Reader James – YNAB
No Credit Needed reader, James, uses the You Need A Budget budgeting system to manage his household finances. He recently sent me an awesome email and I’m happy to share it with you: I don’t believe that I have ever taken the opportunity to thank you for mentioning YNAB on your blog. For it was here at No Credit Needed…