My wife and I use a zero-based budget to manage our finances. At the beginning of each month we discuss upcoming expenses. The budget serves as our plan, allocating money for savings, spending, and debt reduction. Here’s how to create a zero based budget. 1. List This Month’s Income Paycheck A Paycheck B Other Income A Other Income B Other…
Category: Budget
A Plan And Rock Solid Determination
What does it take to build a solid financial future? Money, a good plan, and rock solid determination. Consider a recent article written by Jen from Beyond Mom. I love the article’s title: The Budget Might Kill Me This Month. Isn’t that awesome? Trust me, I’ve felt that exact same sentiment several times. I encourage you to read Jen’s article,…
Do Not Wait Until January 1st To Make Your Financial Resolutions
Let me urge you – Please don’t wait until January 1st to get your financial house in order. You do not need to rack up a mountain of credit card debt just to buy gifts! Instead, make your resolution today! You still have time to create a budget for next month. List your income, list your expenses, and see where…