Debt Reduction, Emergency Fund, Insurance, Money Management

Our Financial House – The Foundation

After digging and pouring the footer for our house, it’s time to set our foundation.  Our financial foundation needs to be solid, stable, and able to support the weight of our financial house. Three components of a solid financial foundation – Insurance At present, my wife and I have health insurance, term life insurance, disability insurance, automobile insurance, dental insurance,…

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Debt Reduction, Resources

Debt Reduction Tools And Calculators

For those who are ready to get our of debt, here’s a list of debt reduction resources – Debt Snowball Calculator over at What’s The Cost – This free online tool will help you quickly create a debt repayment plan. iPhone and iPod Touch Debt Snowball Application – Created by Blunt Money, this application, which sells for $2.99, will help…

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Debt Reduction

Maximize The Power Of Micro-Payments

I am a big fan of micro-payments. If you are unfamiliar with the term, a little background information might help.  Back in 2005, while working to pay off my debt, I decided to try a little experiment.  Instead of sending just one payment to my credit card company each month, I started to send several.  I called these small payments…

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