I am a big fan of Dave Ramsey. I listen to his radio program and I’ve read all of Dave’s Books. His is one of my favorite personal finance books. Dave made famous a specific debt reduction method – The Debt Snowball. From personal experience, I can verify that The Debt Snowball works – and I’ll be eternally grateful for…
Category: Debt Reduction
20 Things That Rock About Being Debt Free
I have been debt free for (almost) three years. The following is inspired by a conversation that I had recently with a good friend – a buddy of mine who has decided that now is the time to do something about his debt. I’m very proud of him, and I hope this post inspires him – and you! 1. I…
10 Steps To Escaping The Paycheck To Paycheck Cycle
For the first fifteen years of my adult life, I lived paycheck to paycheck. In April of 2005, I got sick and tired of being sick and tired, and I decided to do whatever it took to escape the paycheck to paycheck cycle. Here’s what I did – 1. I balanced my checkbook. I know, this sounds like a very…