“Once I get that raise, I’m going to get serious about getting of debt…” “Once I get my tax return, I’m going to sit down and do a budget. THIS is the year…” “Once the refinancing comes through, THEN we’re going ‘turn things around’…” “When I turn (insert age here), THEN I’ll start worrying about retirement…” Any of these sound…
Category: Money Management
Leaving Checking Account Dormant For Two Weeks In Anticipation Of First Paycheck
Monday, I’ll deposit my first paycheck of 2008. One of my goals for 2008 is to track every dollar that I spend.  I haven’t used my checking account for two weeks, allowing for all checks that were written in 2007 to clear. After I deposit my paycheck, I can begin to track my spending, and I’ll know exactly how much…
Jump-Start Your Debt Reduction Using Christmas Gifts And Year-End Bonuses
The members of the Money Blog Network (myself included) are writing posts about year-end money moves and I thought that it would be appropriate for me to write a post about a subject near and dear to my own heart – debt reduction. While preparing to write the post, I was reading through the No Credit Needed archives, and I…