Money Management

The Joy Of Boredom

Now that I have my emergency fund saved and I am out of debt, my personal finance life has become very, very boring. And I LOVE it. Here’s my monthly financial “to do” list for November: November 1: Deposit Paycheck 1 November 2: Pay phone, electric, cell phone, dish network, and auto insurance. Bills for the month taken care of.…

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Money Management

Wachovia Customer Service (Good Job!)

NCN made a boo-boo. I have 2 free checking accounts with Wachovia. I made a deposit into our primary checking account Monday morning. Or, at least I THOUGHT I made a deposit into our primary checking account. In fact, I made a deposit into our SECONDARY checking account. This error lead to a 50 insufficient charges fee. YIKES! So, I…

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Money Management

10 Ways To Prepare For Losing Your Job

John, over at Mighty Bargain Hunter, suggested a group writing topic: Preparing For or Dealing With Job Loss. Here are my ideas on the subject: 1. Create an emergency fund. (I am currently building up an emergency fund of 20,000 dollars in my ING Savings account.) 2. Keep important “life” documents handy (or copies thereof). Life insurance policies, wills, social…

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