I do not like distractions. When I am working on an article, I don’t want to listen to music. When I am watching television, I do not want to hear the noise of the dish washer. My mind is of the proverbial “one-track” variety. Multitasking is not for me. When it comes to the management of our finances, I find…
Category: Money Management
Financial Stress Level
I recently went to the doctor with back pain. While I was there, I was asked to describe the pain and assign it a number on the pain scale, with 1 being no pain and 10 being excruciating pain. (For those interested, I gave my pain a 6, for distressing. The doc gave me some medication. I took it for…
I Spend One Day Managing Finances And Then Enjoy The Month
My current system for managing our household finances is super-simple. Here’s the entire process: Monthly Review On the last day of each month, I review that month’s budget, income, and expenses. I make a note of any budget overages or shortfalls I also balance our checkbook. Budget Creation After reviewing our budget, I create a zero-based budget for the upcoming…