Money Management

Our Financial House – The Footer

Back when I was a kid, maybe 13 or 14, my Dad inherited some land from a relative.  My parents soon decided to build a house on the land.  As part of the preparation for building the house, we had to dig a footer (also know as a footing).  For those who are unfamiliar with the term, a footer is…

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Cash, Family, Money Management

What Works For Me – Combining Our Finances

My wife and I have been married for almost thirteen years.  For that entire time, even before we got serious about managing our money, we believed in combining our finances.  Here’s our simple system and what works for us. Our Combined Finances – Checking Accounts – We have one, joint, primary checking account.  My wife and I can both write…

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Debt Reduction, Guide, Money Management

Next Month Syndrome

There was a time when I was infected with a terrible condition – Next Month Syndrome When my credit card bill came in the mail, I would make a promise to myself – Next month, I’m going to do better. When I reached for my credit card to make ends meet, I would promise myself – Next month, I’m going…

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