Budget, Money Management

What Works For Me – Budget Categories

There are dozens of budgeting products on the market.  I’m partial to the You Need A Budget system, but there are other great systems available.  Find a system that works with you, fine tune it to meet your needs, and then use your budget as a tool. After selecting a budgeting system, it’s important to create specific budget categories.  When…

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Debt Reduction, Money Management

What Works For Me – Debt Reduction Mindset

There are thousands of websites and hundreds of books about debt reduction and debt reduction techniques.  Personally, I’ve written several articles about my own debt reduction journey, a comprehensive guide covering how to get out of debt, and I’ve even created my own personal debt reduction method. Today, I thought it might be beneficial to look beyond the methods and…

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Money Management

What Works For Me – Checking And Savings System

I have three checking accounts – a primary checking account at our local bank, a business checking account with the same bank, and an online interest-bearing checking account with ING Direct.  I also have an online savings account, also with ING Direct. Click here to read about how I use these four accounts to manage the flow of my money.…

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