In April of 2005, I had an ‘ah ha’ moment. As I sat staring at the paltry amount of money in my checking account, it occurred to me that I had been working for more than half of my life, and yet, I was broke, in debt, and I had no plan for my financial future. I had less than…
Category: Motivation
Take A Good Long Look In The Mirror And Get Ready For Some Serious Debt Reduction
When I started writing about my finances in April of 2005, I had one goal – I wanted to get out of debt! At its core, No Credit Needed is still a debt reduction blog. Sure, I now write about a wider array of topics, and my goals have changed and evolved, but the primary message of this site will…
Yet Another Motivation For Keeping My Financial House In Order
Our youngest daughter is in the hospital. She’s been there, with my wife, since Sunday morning. She has a stomach virus and the doctors are waiting for her body to regain its strength before they dismiss her. Hopefully, she’ll be able to coming home soon. Driving back-and-forth between the hospital, I’ve had a lot of time to think. (I’m watching…