Motivation

Deal Me In…

Okay, what does it take to “change” yourself, your situation, your future, or your family? Well, I think that it takes a minimum of 3 things: You MUST realize the reality of the situation that you find yourself in. You must clearly see that you are over-weight, in too much debt, unhealthy, unholy, whatever. The critical first step towards change…

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Motivation

Lessons To Live By?

Well, what have I LEARNED during this process of trying to get out of debt? Here are 10 things: Planning is crucial. I needed a well conceived, laid-out strategy for success. Despite all of my planning; random and unforeseen things happened. I had to learn to be flexible, able to adjust, find a way to gather myself, and move forward.…

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Motivation

PERSONAL Finance

I was thinking about how many years I have been an “active” member of the American workforce. I am 30 years old now, and I started my first “paying” job when I was 15. So, I have worked, at a job, for 1/2 of my life. Now, for the first 14 1/2 years of that work-time, I simply went to…

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