I want to thank my readers for visiting No Credit Needed during the month of November. Back when I started this site – way back in 2005 – I had no idea that I would connect with (and be inspired by) so many folks. I’ve said it before, but it needs to be said again: You rock! I also want…
Category: Noted
Over 8 Million Users Stopped Using Credit Cards In 2010
According to a recent press release from credit bureau TransUnion – TransUnion’s analysis estimates that more than eight million consumers stopped actively using bank-issued, general purpose credit cards over the past year. This deleveraging is believed to be due in part to charge-offs in the higher risk segments of the population, more conservative spending in the low-risk segments, and significant…
Carnival of Debt Reduction
Welcome to No Credit Needed and this week’s Carnival of Debt Reduction: Studenomics leads things off, reminding us about how we get into debt in the first place. Me? I used to struggle with unplanned-for spending. No longer! Now, I live on a budget – and every dollar has its purpose. Six Figures And Broke is making some serious debt…