Frugality, Tips

Beware Of The Laundry Detergent Cap

As many of you know, my wife and I are going to have a new baby in less than one month. A few nights ago, while washing some ‘onesies’ for out little girl, I noticed something about the laundry detergent cap. On the back of the detergent bottle, there are ‘recommended’ amounts for various types of ‘laundry loads’. For a…

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Debt Reduction, Tips

5 Questions To Ask Your Creditors When Making Debt Reduction Payments

When making ‘extra’ debt payments, be sure that you understand the ‘policies and procedures’ that your creditors have implemented.  Call your creditors and ask – 1.  If I send in a payment amount that is ‘above’ my ‘minimum payment’ – how will that payment be handled? This is a very important question.  Certain creditors will ‘hold’ any amount that is…

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